![]() ![]() 8, 2023, and is subject to change.Įditorial Note: This content is not provided by any entity covered in this article. Scott Jeffries contributed to the reporting for this article. However, users can see if they're pre-qualified without impacting their credit score. Applying for a Gemini credit card does result in a hard pull on your credit report. Gemini's credit card is issued by WebBank.What bank does the Gemini credit card use?. ![]() However, Gemini's credit card is integrated with its digital app and allows you to convert rewards to cryptocurrency.You can only fund your Gemini account with fiat currency from a bank account or with cryptocurrency.The Gemini credit card is a legitimate card and can be used anywhere Mastercard is accepted. While Gemini is in the process of recovering the assets, the Securities and Exchange Commission has charged both for trading unregistered securities. Gemini has been under considerable scrutiny, along with its now-bankrupt partner Genesis, for its inability to provide customers with their funds from its Earn program. For instance, Gemini has a 1.1/5 rating on Trustpilot, with many customers reporting dissatisfaction with the quality of their interactions with Gemini’s representatives. However, the company overall does not have a stellar customer service rating on multiple third-party review sites. This lets users quickly find solutions to commonly encountered issues. There is also an extensive educational resource section on its website and a specific help database related to the Gemini Credit Card. Gemini offers customer support through email and chat. You can also change the crypto reward type as often as you want. You can hold your rewards, trade them or transfer them to other accounts. While most other crypto-earning cards make you wait until the end of your monthly billing cycle to access your rewards, Gemini yields instant rewards upon swiping. These include: ![]()
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